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IPO

How to apply for an IPO online

By IPO Desk18 May 20265 min read · May 2026

Apply via UPI in minutes and track your allotment status.

The ASBA + UPI route

Most retail IPO applications today go through UPI. Your application amount is blocked in your bank account — not debited — until shares are allotted, so your money keeps earning interest until the last moment.

Placing the bid

In your broker app, open the IPO, choose the number of lots and a price within the band (or tick cut-off to accept the final price), enter your UPI ID and submit. You then approve a mandate request in your UPI app to block the funds.

Checking allotment

After the basis of allotment is finalised, you can check status on the registrar’s website using your PAN or application number. If allotted, the blocked amount is debited and shares are credited to your demat account before listing.

A few practical tips

Apply with one application per PAN, bid at cut-off to maximise allotment odds in oversubscribed issues, and never block more than you can comfortably set aside until listing day.

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